Terms of Service
Corpus Christi, Texas
Serving clients nationwide
This website is owned and operated by BENEFITEXCEL LLC, an independent insurance agency based in Corpus Christi, Texas, serving clients nationwide. By using this Site, you agree to be bound by these Terms of Service and our Privacy Policy. We reserve the right to update these Terms at any time. Continued use of the Site constitutes acceptance of the revised Terms.
1. SMS Messaging Terms & Compliance
Program Deion
This messaging program sends appointment confirmation messages, quote follow-up notifications, insurance service reminders, and customer support communications to clients of BENEFITEXCEL LLC who have visited our website at https://benefitexcel.com and explicitly opted in to receive SMS notifications by checking the dedicated SMS consent checkbox on our forms. Consent is never assumed and is not required to receive insurance services.
Cancellation / Opt-Out Instructions
You can cancel the SMS service at any time. Simply text "STOP" to the number that sent you messages. After you send "STOP," we will confirm your unsubion via SMS. You will no longer receive SMS messages from us. To rejoin, sign up again via our website forms.
Support Information
If you experience issues with the messaging program, reply "HELP" for assistance, or contact us at service@benefitexcel.com or call (361) 808-4988 during business hours (Monday to Friday, 8am to 5pm).
Carrier Liability
Carriers are not liable for delayed or undelivered messages.
Message & Data Rates
Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. For questions about your text plan or data plan, please contact your wireless provider.
Supported Carriers
Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.
Age Restriction
You must be 18 years of age or older to participate in our SMS program.
Privacy Policy Reference
For privacy-related inquiries, please refer to our Privacy Policy at https://benefitexcel.com/privacy-policy
We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.
2. General Terms
This Site is provided for your personal non-commercial use in connection with obtaining insurance information, quotes, and services from BENEFITEXCEL LLC. Use of this Site is at your sole risk. We are not responsible for any errors or omissions or for the results obtained from the use of information provided through this Site.
3. Intellectual Property Rights
Our Limited License to You
This Site and all materials available on it are the property of BENEFITEXCEL LLC and are protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, reproduce, republish, sell, or distribute any material from the Site without our prior written consent. You may download and print one copy of individual pages for personal, non-commercial use only.
Your License to Us
By submitting any material to us via the Site, you represent that you own the material or have the necessary permissions. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, and distribute such material.
4. Disclaimers
The information on this Site is provided "as is" and without warranties of any kind. We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose, to the fullest extent permitted by law.
Insurance products and coverages discussed on this Site are subject to underwriting approval, policy terms, conditions, and exclusions. Coverage is not guaranteed until a policy is issued. Please review your policy documents carefully.
5. Limitation of Liability
You agree to indemnify and hold harmless BENEFITEXCEL LLC, its affiliates, and their respective officers, directors, agents, and employees from any claims, damages, liabilities, costs, and expenses arising from your breach of these Terms.
In no event shall BENEFITEXCEL LLC be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or our services.
6. Third-Party Links & Services
Our Site may contain links to third-party websites or services. We are not responsible for the quality, accuracy, or reliability of third-party content. Your participation in any dealings with third parties is solely between you and that third party.
7. User Accounts & Registration
If you create an account on our Site, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.
If you suspect unauthorized use of your account, notify us immediately at service@benefitexcel.com.
8. Termination
We reserve the right to terminate or suspend your access to the Site without notice if you violate these Terms or engage in conduct we deem inappropriate or unlawful. Upon termination, you must cease all use of the Site.
9. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas. Any dispute arising under these Terms shall be resolved through binding arbitration in Nueces County, Texas, in accordance with the rules of the American Arbitration Association.
10. Changes to Terms of Service
We may update these Terms from time to time. The latest version will always be available on our website with the effective date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
11. Contact Us
For any questions regarding these Terms of Service, please contact us at:
BENEFITEXCEL LLC
Phone: (361) 808-4988
Email: service@benefitexcel.com
Website: https://benefitexcel.com
Address: 4639 Corona Dr #26, Corpus Christi, TX 78411
Hours: Monday to Friday, 8:00 AM to 5:00 PM
By using our website and services, you consent to these Terms of Service.
Contact BENEFITEXCEL LLC
Email: service@benefitexcel.com
Address: 4639 Corona Dr #26, Corpus Christi, TX 78411
Hours: Monday to Friday, 8:00 AM to 5:00 PM